4678 N BEAR FLAT Road, Payson, AZ 85541 (MLS# 6965924)

4678 N BEAR FLAT Road, Payson, AZ 85541

$1,899,000

Property Type: Residential Bedrooms: 6 Baths: 4 Square Footage: 4,378 Lot Size (sq. ft.): 75,559 Status: Active

Current Price: $1,899,000 Last Modified: 1/09/2026

Overview

Description

OFF THE GRID in Bear Flat. The last 3 miles is not for sissies, but the reward is a gated community in the National Forest with Tonto Creek flowing through. 90 feet up from the water's edge is The Retreat on Tonto Creek. This magnificent mountain home has deck and views galore. Wild game everywhere. Redundant systems - APS electric, solar on the steel roof and a thousand-gallon propane tank to run the generator. City water, plus a well and a community water tank. Fire truck just across the road. WiFi. You are fully self-contained. Big island and dining for 8. Huge family room with double fireplace to large game room with full bar. Write that novel in the sky office off the spacious primary bedroom. Everything stays, including the golf cart and a year's supply of survival food.

Listing Details MLS# 6965924

Location, Tax & Legal

House Number: 4678
Compass: N
Street Name: BEAR FLAT
St Suffix: Road
City/Town Code: Payson
State/Province: AZ
Zip Code: 85541
Zip4: 9436
Country: US
County Code: Gila
Assessor Number: 303-06-132-B
Subdivision: BEAR FLAT SUBDIVISION
Tax Year: 2025
Assessor's Map #: 6
Legal Description (Abbrev): SECTION: 34 TOWNSHIP: 11N RANGE: 12E POR BEAR FLAT SUBDIVISION, PLAT 72, HES 425, ROS 2512, BEG AT C
Assessor's Parcel #: 132
Assessor Parcel Ltr: B
Tax Municipality: Gila - COUNTY
Taxes: 6182

Contract Information

Type: Exclusive Right To Sell
Ownership: Fee Simple
Co-Ownership (Fractional) Agreement YN: No

General Property Description

Dwelling Type: Single Family Residence
Dwelling Styles: Detached
Exterior Stories: 2
# of Interior Levels: 3
# Bedrooms: 6
Full Bathrooms: 4
Total Bathrooms: 4
Approx SQFT: 4378
Price/SqFt: 433.76
Horses: Y
Builder Name: Unknown
Year Built: 2001
Approx Lot SqFt: 75559
Approx Lot Acres: 1.735
Community Pool Y/N: No
Private Pool Y/N: No
Fireplace YN: No
Elementary School District: Payson Unified District
High School District: Payson Unified District
Elementary School: Payson Elementary School
Jr. High School: Rim Country Middle School
High School: Payson High School
Half Bathrooms: 0

Remarks Misc

Cross Street: Hwy 260 & Nf-405A
Directions: East from Payson on Highway 260. Turn on Thompson Draw/Bear Flat Rd. Proceed to Bear Flat through the gate. Continue to property on left.

Legal Info

Township: 11N
Range: 111
Section: 34
Lot Number: 8

Basement

Basement Y/N: Y

More Information

Parking Spaces

Garage Spaces: 2
Total Covered Spaces: 2
Slab Parking Spaces: 0

Solar Panels

Ownership: Owned Outright

Residential Propane Tank

Residential Propane Tank: Leased

Showing Notification Methods

Showing Service: Aligned Showings

Special Listing Cond

N/A: Yes

Construction

Wood Frame: Yes

Const - Finish

Painted: Yes
Other (See Remarks): Yes

Roofing

Metal: Yes

Association & Fees

HOA Y/N: Y
HOA Disclosure/Addendum Affirmation: Yes
HOA Transfer Fee: 0
HOA Fee: 200
HOA Paid Frequency: Annually
HOA Name: Bear Flat POA
HOA Telephone: 480-993-6816
Special Assessment HOA: No
HOA 2 Y/N: N
PAD Fee Y/N: N
Cap Improvement/Impact Fee: 0
Cap Improvement/Impact Fee $/%: $
Prepaid Association Fees HOA: 0
Disclosure Fees HOA: 0
Other Fees HOA: 0
Other Fees Description: This is a voluntary HOA
Land Lease Fee Y/N: N
Rec Center Fee Y/N: N
Ttl Mthly Fee Equiv: 16.67

Lockbox Type

Other: Yes

Master Bathroom

Full Bth Master Bdrm: Yes
Double Vanity: Yes
Private Toilet Room: Yes
Bidet: Yes

Master Bedroom

Split: Yes

Additional Bedroom

Other Bedroom Split: Yes
Separate Bedroom Exit: Yes
Master Bedroom Walk-in Closet: Yes

Flooring

Carpet: Yes
Tile: Yes

Window Features

Dual Pane: Yes

Community Features

Gated: Yes

Dining Area

Formal: Yes
Breakfast Bar: Yes
Dining in LR/GR: Yes

Heating

Propane: Yes

View

Mountain(s): Yes

Kitchen Features

Dishwasher: Yes
Gas Oven: Yes
Gas Range: Yes
Kitchen Island: Yes
Built-in Microwave: Yes
Reverse Osmosis: Yes
Gas Cooktop: Yes
Granite Counters: Yes

Cooling

Ceiling Fan(s): Yes
Programmable Thmstat: Yes
Central Air: Yes

Interior Features

Vaulted Ceiling(s): Yes
Water Softener Owned: Yes
Water Purifier: Yes

Laundry

Washer Included: Yes
Dryer Included: Yes
Inside: Yes

Other Rooms

Family Room: Yes
Bonus/Game Room: Yes

Basement Description

Finished: Yes

Separate Den/Office

Sep Den/Office Y/N: Y

Accessibility Feat.

Mltpl Entries/Exits: Yes

Road Responsibility

Private Maintained Road: Yes

Technology

Sat Dish TV Ownd: Yes
High Speed Internet: Yes
Security System Owned: Yes

Fencing

Wood: Yes

Water Source

Private Well: Yes

Exterior Features

Balcony: Yes
Playground: Yes
Covered Patio(s): Yes
Pvt Yrd(s)/Crtyrd(s): Yes

Spa

None: Yes

Sewer

Septic-In & Connected: Yes

Parking Features

Over Height Garage: Yes
Rear Vehicle Entry: Yes
Garage Door Opener: Yes
Gated: Yes

New Financing

Cash: Yes
VA: Yes
Conventional: Yes
FHA: Yes

Energy/Green Feature

Solar Panels: Yes
Multi-Zones: Yes

Plumbing

Tankless Ht Wtr Heat: Yes
Propane Hot Wtr Htr: Yes

Utilities

APS: Yes
Propane: Yes

Existing 1st Loan

Treat as Free&Clear: Yes

Existing 1st Loan Terms

Non Assumable: Yes

Property Description

Waterfront Lot: Yes
Hillside Lot: Yes
Street(s) Not Paved: Yes

Landscaping

Gravel/Stone Front: Yes
Gravel/Stone Back: Yes
Yrd Wtring Sys Front: Yes
Yrd Wtring Sys Back: Yes
Auto Timer H2O Front: Yes
Auto Timer H2O Back: Yes

Services

County Services: Yes

Disclosures

Seller Discl Avail: Yes
Agency Discl Req: Yes
Well Disclosure: Yes

Possession

Close of Escrow: Yes

Association Fee Incl

Street Maint: Yes

Assoc Rules/Info

Self Managed: Yes

Property Features

Special Listing Cond: N/A View: Mountain(s) Master Bathroom: Full Bth Master Bdrm; Double Vanity; Private Toilet Room; Bidet Master Bedroom: Split Additional Bedroom: Other Bedroom Split; Separate Bedroom Exit; Master Bedroom Walk-in Closet Flooring: Carpet; Tile Window Features: Dual Pane Spa: None Community Features: Gated Dining Area: Formal; Breakfast Bar; Dining in LR/GR Kitchen Features: Gas Oven; Gas Range; Gas Cooktop; Dishwasher; Built-in Microwave; Reverse Osmosis; Granite Counters; Kitchen Island Laundry: Washer Included; Dryer Included; Inside Basement Description: Finished Other Rooms: Family Room; Bonus/Game Room Interior Features: Vaulted Ceiling(s); Water Softener Owned; Water Purifier Technology: Sat Dish TV Ownd; High Speed Internet; Security System Owned Exterior Features: Balcony; Playground; Covered Patio(s); Pvt Yrd(s)/Crtyrd(s) Parking Features: Garage Door Opener; Gated; Over Height Garage; Rear Vehicle Entry Road Responsibility: Private Maintained Road Construction: Wood Frame Const - Finish: Painted; Other (See Remarks) Roofing: Metal Cooling: Central Air; Ceiling Fan(s); Programmable Thmstat Heating: Propane Plumbing: Tankless Ht Wtr Heat; Propane Hot Wtr Htr Utilities: APS; Propane Water Source: Private Well Sewer: Septic-In & Connected Services: County Services Fencing: Wood Property Description: Waterfront Lot; Hillside Lot; Street(s) Not Paved Landscaping: Gravel/Stone Front; Gravel/Stone Back; Yrd Wtring Sys Front; Yrd Wtring Sys Back; Auto Timer H2O Front; Auto Timer H2O Back Lockbox Type: Other Possession: Close of Escrow Association Fee Incl: Street Maint Existing 1st Loan: Treat as Free&Clear Existing 1st Loan Terms: Non Assumable New Financing: Cash; VA; FHA; Conventional Disclosures: Seller Discl Avail; Agency Discl Req; Well Disclosure

Room Information

Room Name	Length	Width
Master Bedroom	19.00	15.00
Bedroom 2	10.00	10.00
Bedroom 3	11.00	10.00
Bedroom 4	10.00	10.00
Bedroom 5	12.00	15.00
Bedroom 6	15.00	11.00
Game Room	24.00	18.00
Living Room	23.00	12.00
Family Room	16.00	19.00
Dining Room	10.00	15.00
Kitchen	15.00	15.00
Living Room

Listing Office: eXp Realty

Last Updated: January - 09 - 2026

Broker Attribution: 480-596-5751

4678 N BEAR FLAT Road, Payson, AZ 85541 (MLS# 6965924)